Version 1.0
Effective Date: January 1, 2025
By accessing or using Legacy Ready ("the Service"), operated by Next Horizon Ventures LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service. By creating an account, you represent that you are at least 18 years of age and have the legal capacity to enter into a binding agreement.
Legacy Ready is a secure estate planning and document management platform that enables users to organize, encrypt, and share critical life documents with trusted individuals. The Service includes document storage, client-side encryption, vault sharing with role-based access controls, onboarding workflows, and professional advisor features. The Service is not a substitute for legal, financial, or tax advice.
You are responsible for maintaining the confidentiality of your account credentials, including your password and any encryption keys or master passwords used within the Service. You agree to notify us immediately of any unauthorized access to your account. You are solely responsible for all activity that occurs under your account. You agree not to use the Service for any illegal purpose, to upload malicious content, to attempt to gain unauthorized access to other users' data, or to interfere with the operation of the Service.
You retain full ownership of all documents, data, and content you upload to the Service ("Your Data"). We do not claim any intellectual property rights over Your Data. You grant us a limited, non-exclusive license to store, process, and transmit Your Data solely for the purpose of providing the Service to you. This license terminates when you delete Your Data or close your account.
The Service offers optional client-side encryption using XSalsa20-Poly1305 authenticated encryption. When encryption is enabled, your files are encrypted in the browser before being uploaded to our servers. We do not have access to your encryption keys. If you lose your encryption keys or master password, we cannot recover your encrypted data. You are solely responsible for safeguarding your encryption keys and creating secure backups. We implement industry-standard security measures but cannot guarantee absolute security. No method of electronic transmission or storage is 100% secure.
Professional accounts (estate attorneys, financial advisors, CPAs, insurance agents) have additional features for managing client relationships. Professionals are required to enable two-factor authentication and accept the Data Processing Agreement before accessing client data. Professionals are independently responsible for compliance with all applicable professional regulations, licensing requirements, and client confidentiality obligations.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, LEGACYVAULT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR USE OR INABILITY TO USE THE SERVICE; (B) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA; (C) LOSS OF ENCRYPTION KEYS; (D) ANY THIRD-PARTY CONDUCT ON THE SERVICE; OR (E) ANY OTHER MATTER RELATING TO THE SERVICE. OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100) OR THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM.
You agree to indemnify, defend, and hold harmless Legacy Ready Inc., its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney fees, arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any rights of any third party.
These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in Arizona.
Any dispute arising from or relating to these Terms or the Service shall first be attempted to be resolved through informal negotiation. If the dispute cannot be resolved informally within thirty (30) days, either party may submit the dispute to binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Arizona. You agree that any arbitration shall be conducted on an individual basis and not in a class, consolidated, or representative proceeding.
You may terminate your account at any time by contacting us. We may terminate or suspend your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service ceases immediately. We will make commercially reasonable efforts to allow you to export your data prior to deletion. Data associated with terminated accounts will be deleted within 90 days, except as required by law or as outlined in our Privacy Policy.
We reserve the right to modify these Terms at any time. When we make material changes, we will update the version number and effective date at the top of this page and notify you through the Service or via email. Your continued use of the Service after such modifications constitutes your acceptance of the updated Terms. If you do not agree with the modified Terms, you must stop using the Service and close your account.
If you have any questions about these Terms, please contact us at legal@legacyready.co.
See also: Privacy Policy | Data Processing Agreement